Silicon Valley Bank bankruptcy and Stablecoins stability

Publication Name

International Review of Financial Analysis

Abstract

To what extent does the collapse of a commercial bank spread contagion across cryptocurrency markets? How do markets behave around bankruptcy if digital assets remain stuck within the bank and cannot be withdrawn? We use a BEKK model to examine contagion effects across major digital assets during the Silicon Valley Bank (SVB) collapse period in early March 2023. We find evidence of contagion across major stablecoins and Bitcoin. We also examine the price action when nearly all withdrawals at SVB were prohibited. We find substantial abnormal movements in stablecoin cumulative returns and traded volumes, indicating a “flight to safety” from less to more authoritative and trusted stablecoins. The implications for practitioners and policymakers are discussed.

Open Access Status

This publication may be available as open access

Volume

91

Article Number

103001

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Link to publisher version (DOI)

http://dx.doi.org/10.1016/j.irfa.2023.103001