"Rule-based but risk-oriented" approach for combating money laundering in Chinese financial sectors

RIS ID

51690

Publication Details

L. Ai, '"Rule-based but risk-oriented" approach for combating money laundering in Chinese financial sectors' (2012) 15 (2) Journal of Money Laundering Control 198-209.

Abstract

Purpose: This paper attempts to examine the practical condition of implementing risk-based approach (RBA) in Chinese financial sectors.

Design/methodology/approach: This paper comapres the differences between rule-based approach and risk-based approach (RBA), and provides different options to financial institutions considering their own circumstances.

Findings: This paper finds that capacity constraint is an issue for directly transplanting the RBA performed by developed countries to Chinese financial institutions.

Originality/value: This paper creatively proposes a rule-based but risk-oriented AML approach or partial RBA that fits Chinese financial institutions' reality underpinned by Chinese culture, and correspondingly, different assessment methods are presented as well.

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Link to publisher version (DOI)

http://dx.doi.org/10.1108/13685201211218225